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C-5082(8/21)
New Hampshire – Any person who, with a purpose to injure, defraud or deceive any insurance company, les a
statement of claim containing any false, incomplete, or misleading information is subject to prosecution or punishment for
insurance fraud, as provided in RSA 638:20.
New Jersey – Any person who includes any false or misleading information on an application for an insurance policy
is subject to criminal and civil penalties.
New Mexico – Any person who knowingly presents a false or fraudulent claim for payment of a loss or benet or know-
ingly presents false information in an application for insurance is guilty of a crime and may be subject to civil nes and
criminal penalties.
New York - GENERAL: Any person who knowingly and with intent to defraud any insurance company or other person
les an application for insurance or statement of claim containing any materially false information, or conceals for the
purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which
is a crime, and shall also be subject to a civil penalty not to exceed ve thousand dollars and the stated value of the
claim for each such violation
Ohio – Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an
application or les a claim containing a false or deceptive statement is guilty of insurance fraud.
Oklahoma – WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes
any claim for the proceeds of an insurance policy containing any false, incomplete, or misleading information is guilty
of a felony.
Oregon – Any person who knowingly and with intent to defraud or solicit another to defraud an insurer: (1) by submitting an
application, or (2) by ling a claim containing a false statement as to any material fact thereto, may be committing a fraudulent
insurance act, which may be a crime and may subject the person to criminal and civil penalties.
Pennsylvania – Any person who knowingly and with intent to defraud any insurance company or other person les an
application for insurance or statement of claim containing any materially false information or conceals for the purpose
of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime
and subjects such person to criminal and civil penalties.
Puerto Rico – Any person who, knowingly and with the intent to defraud, presents false information in an insurance
request form, or who presents, helps or has presented a fraudulent claim for the payment of a loss or other benet,
presents more than one claim for the same damage or loss, will incur a felony, and upon conviction will be penalized
for each violation with a ne no less than ve thousand (5,000) dollars nor more than ten thousand (10,000) dollars,
or imprisonment for a xed term of three (3) years, or both penalties. If aggravated circumstances prevail, the xed
established imprisonment may be increased to a maximum of ve (5) years; if attenuating circumstances prevail, it may
be reduced to a minimum of two (2) years.
Rhode Island – Any person who knowingly presents a false or fraudulent claim for payment of a loss or benet or
knowingly presents false information in an application for insurance is guilty of a crime and may be subject to nes and
connement in prison.
Tennessee – It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company
for the purpose of defrauding the company. Penalties include imprisonment, nes, and denial of insurance benets.
Texas – Any person who knowingly presents a false or fraudulent claim for the payment of a loss is guilty of a crime
and may be subject to nes and connement in state prison.
Utah – Any person who knowingly presents false or fraudulent underwriting information, les or causes to be led a
false or fraudulent claim for disability compensation or medical benets or submits a false or fraudulent report or billing
for health care fees or other professional services is guilty of a crime and may be subject to nes and connement in
state prison. Utah Workers Compensation claims only
Virginia –
It is a crime to knowingly provide false, incomplete or misleading information to an insurance company
for the purpose of defrauding the company. Penalties include imprisonment, nes and denial of insurance benets.
Washington – It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for
the purpose of defrauding the company. Penalties include imprisonment, nes, and denial of insurance benets.
West Virginia – Any person who knowingly presents a false or fraudulent claim for payment of a loss or benet or
knowingly presents false information in an application for insurance is guilty of a crime and may be subject to nes and
connement in prison.
In All Other States – Any person who, with intent to defraud or knowing that he is facilitating a fraud against an
insurer submits an application containing a false or deceptive statement may be guilty of insurance fraud.