Washington Apple Health
Transgender Health Coverage
Frequently Asked Questions for people with Apple Health Insurance
Gender Justice League
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Frequently Asked Questions on Apple Health Transgender Health Program 2
Washington Apple Health - Transgender Health Program
Frequently Asked Questions for people with Apple Health Insurance
Author:
Danni Askini, MSW, Executive Director, Gender Justice League
Editing & Fact Checking by:
Tobi Hill-Mayer, Jessica Littenberg, Elayne Wylie, David Ward, Lisa Brodoff, and Jenni
Wong
Many thanks to:
Pride Foundation, Legal Voice, The Seattle Univeresity School of Law, Ingersoll Gender
Center, Equal Rights Washington, Basic Rights Oregon, GSBA, Gay City Health Project,
Transgender Law Center, National Center for Trans Equality, Center for American Progress,
and the Coalition for Inclusive Healthcare.
Contents Copywrite:
Danni Askini & Gender Justice League, 1433 12th Avenue 1A, Seattle, WA 98122
© 2015 All Rights Reserved
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Frequently Asked Questions on Apple Health Transgender Health Program 3
PREFACE
Background
Up until 2014, most health insurance plans in Washington would not pay for transition-related
health care services for transgender people due to rules known as trans health exclusions. Due to
the efforts of committed organizations and activists, these exclusions are now mostly gone in
Washington State. Additionally, as of August 31
st
, 2015, the Washington Apple Health program
(Washington’s version of Medicaid) is required to pay for all medically necessary transgender
health care services. This means that you can now work with your primary health care providers
to get many transgender health care treatments and transition-related care paid for by
Washington’s Apple Health Program.
About this Frequently Asked Question’s Document:
This FAQ is not intended as legal advice, merely as a tool to help explain what we know
about the current policy as outlined by the Washington Healthcare Authority.
This document only contains information that is also available through various public documents.
Legal Advice may be available from some of the following organizations:
The Northwest Justice Project’s CLEAR Hotline (Statewide)
https://www.nwjustice.org/get-legal-help
1-888-201-1014 (M-F 9:15 am to 12:15 pm)
Q-Law Foundation’s Legal Clinic (King County Only)
http://www.q-law.org/LegalClinic
(206) 235-7235 - Call anytime, leave a detailed message they will call back to schedule you for a 30 minute
appointment. The clinic is held on the 3rd Thursday of each month from 7:00 p.m. to 9:00 p.m.
About Gender Justice League’s Role:
Gender Justice League is a trans activist collecitve! We engage in community building,
education, advocacy, and leadership development within and on behalf of trans and gender non-
conforming communities. We may be able to connect you to supportive attorney’s or other
organizations who take on cases that represent a significant public interest (i.e. high impact cases
that will expand access for all trans people).
Sadly, like many advocacy organization, Gender Justice League do not have the capacity to
take on individual cases or appeals. We also do not offer legal advice and do not have
lawyers on staff.
We can however refer you to assistance, connect you to other legal services, advocate on your
behalf with state agencies, or help you locate and learn more about the Apple Health’s policies that
are already publically available if sometimes difficult to understand.
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Frequently Asked Questions on Apple Health Transgender Health Program 4
Our work ahead to assure good implimentation of this Apple Health victory:
Gender Justice League is profoundly excited and happy to have achieved a Washington Apple
Health policy that is inclusive of transgender health care as a member of the Coalition for Inclusive
Healthcare. The new health care policy makes it possible for trans people to get medically
necessary trans health care treatments covered starting August 31st, 2015, but we want to
caution that there will likely be challenges with ensuring that this policy is fully
implemented during the first year this policy is in place.
In particular, the number of surgeons who are willing to take the reimbursement offered
by Washington Apple Health is going to be limited this may result in waiting lists, difficulty
finding local providers, or having very limited choice in what provider you see. Gender Justice
League is working on long term projects to educate and recruit more surgeons, primary care
providers, PhD level mental health providers, and specialists to help address this, but this work is
a long term project.
Potential implementation challenges with the new policy:
It is important to remember that we are significantly changing an enormous healthcare system
that has had little exposure to the needs of transgender communities. Additionally, it is an
unfortunate reality that there are very few doctors trained and ready to offer the care trans people
need in Washington and in the United States.
When trying to access transition-related care, you may come across the following challenges:
Finding an Apple Health provider in Washington that offer transition-related surgical care
Finding doctors that have experience and competency working with transgender patients
Finding PhD level mental health providers who accept Apple Health (while some surgeons
may require that pre-surgical evaluations be completed by PhD level mental health
providers, Apple Health does not require pre-surgical evaluations to be completed by PhD’s
we will be working with surgeons and WPATH to amend the PhD level requirement).
Getting approval for specific transition-related care you may need
Understanding what steps you need to take to access transition-related care covered by
Apple Health
Some treatments may be easier to access than others. The Washington Apple Health program is
working to enroll primary care providers, surgeons, and mental health providers. However, it may
take time until there are providers in Washington that offer all of the transgender health care
treatments covered by the new Washington Apple Health policy. You will have to work with your
primary care doctors to determine what treatments are right for you and work with them to
access the care you need. Additionally, you can reach out to the Washinton Health Care Authority,
the agency that administers Apple Health to identify surgeons or specialists.
What is Gender Justice League doing to address the implementation challenges ahead.
We are hard at work with the Washington Healthcare Authority and community organizations like
Ingersoll Gender Center, Legal Voice, Pride Foudnation, the ACLU of Washington through the
Coalition for Inclusive Healthcare to ensure that your experience accessing hormones and
surgeries go as smoothly as possible. Additioanlly, Gender Justice League is working with the
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Frequently Asked Questions on Apple Health Transgender Health Program 5
University of Washington School of Medicine to offer a transgender medicine elective class, and
we are working with the University of Washington Medical Center to expand their surgical
programming to include transition related surgeries in the future. Gender Justice League is
committed to working with Apple Health, the Coalition for Inclusive Healthcare, and members of
the transgender community to anticipate and identify issues with implementation as they arise
and act boldly and swiftly to address them together. We have a large task ahead of us, and Gender
Justice League is ready to work with its partners and community to ensure we rise to this
challenge together.
Please understand that nothing in this FAQ should be taken as legal advice. This resource
was produced by Gender Justice League, not the Healthcare Authority. Medicaid (Apple Health)
clients should seek official information on implementation from:
www.hca.wa.gov/medicaid/transhealth/Pages/index.aspx
When will coverage start? Coverage is due to begin August 31
st
, 2015. Some services and
treatments can be accessed right away such as primary care and mental health care, while others
will take time and prior approval to access, which is discussed in detail in this document.
What is covered under the new guidelines for the Washington Apple Health Plan?
Washington Apple Health insurance will include coverage for puberty suppression, primary care
visits, visits to specialists, mental health care visits, transition related hormones, anti-androgens /
hormone blockers, lab work, and some surgeries. Washington Apple Health will be able to start
paying for these services, but it does not automatically grant access to all of these services.
Individuals will need to work with their doctors to determine what treatments are medically
necessary for them and then follow the guidelines provided by Apple Health to access care. While
there are some surgical procedures that should generally be covered, there is a second set of
surgeries that are only offered with advanced explaination of the medical justification for the
procedure (through a process called an exception to the rule). These procedures may be very
difficult to obtain, as Apple Health may not have a contracted provider, and they may require
extensive documentation to prove medical necessity for these services. This FAQ explains the
exception to the rule process in more detail below.
Original Source documents this FAQ is based on:
Healthcare Authorities Final Rule - CR-103 Transgender Surgery Services -
http://www.genderjusticeleague.org/wp-content/uploads/2015/08/CR-103P-15-16-084.pdf
The Washington Healthcare Authoritys answers to public testimony:
http://www.genderjusticeleague.org/wp-content/uploads/2015/08/Gender-Dysphoria-
Answers.pdf
Washington Apple Health Physician-Related Services / Health Care Proffessional Services
Provider Guide, August 1st, 2015:
http://www.genderjusticeleague.org/wp-content/uploads/2015/08/HCA_Aug2015_physician-
related_services_mpg.pdf
How the policy works and what you should know
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Frequently Asked Questions on Apple Health Transgender Health Program 6
Managed Care Organizations (MCOs)
In Washignton, the Apple Health Plan is managed by Managed Care Organizations or MCOs, such
as Molina, Coordinated Care, United Healthcare, Community Health Plan, and many others. A large
majority of patients are assigned to an MCO, and very few have what is called fee for service. In
Washington the MCO is responsible for all medical care including hormone and mental health
services to treat gender dysphoria. Contact your MCO for requirements for those services.
Managed Care Organizations may contract services to a specific provider for some care, such as
mental health care. The Apple Health Transgender Health Program will have a complete list of
doctors who are approved to treat transgender patients so called ”Centers of Excellence”.
MCOs will not be responsible for handling approval for surgical services.
As a result, contacting the MCO about surgical services might lead to a lot of confusion. The
Health Care Authority will manage surgical benefits directly through ”fee for service”. This
is different from most other types of heatlhcare you receive.
For surgical access, your primary care doctor will need to complete a Gender Authorization
Form (HCA 13-835) along with the additional documentation requirements for each
surgery (listed bellow) and fax it to the Health Care Authority at 1-866-668-1214 .
This form is available here: http://www.hca.wa.gov/medicaid/forms/Pages/index.aspx
Who can provide transgender health services under Washington Apple Health?
Washington’s Apple Health program has decided to create what it is calling ”Centers of Excellence”
(COE) a ”Center of Excellence” (COE) can be any medical or mental health provider who signs up
with Apple Health to treat transgender people and can demonstrate some type of training,
experience, or expertise in providing transgender healthcare. In order to be a COE, all providers
must complete the applicable agency attestation form stating they have met the following:
Possess knowledge about current community, advocacy, and public policy issues relevant
to transgender people and their families (sexuality, sexual health concerns, and the
assessment and treatment of sexual disorders is preferred)
Endorse the Standards of Care for the Health of Transsexual, Transgender, and Gender
Nonconforming People, Version 7 as developed by the World Professional Association for
Transgender Health (WPATH)
Agree to provide services consistent with WAC 182-531-1675
Providers and Consumers can read more here:
http://www.genderjusticeleague.org/wp-content/uploads/2015/08/HCA_Aug2015_physician-
related_services_mpg.pdf
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HOW TO GET ACCESS TO CARE
How do I begin getting my transgender health care covered by Apple Health?
The transgender health program has four components. Prior authorization is only required
for component four (surgical care). The Managed Care Organization’s case managers and the
Fee For Service staff coordinate care across the programs and are available to help you navigate
this process. The components described below are not intended to be sequential and may run
concurrently to meet the client’s medical needs. All services must be provided by agency-
approved COE providers.
Component 1 Intake & Treatment Planning
Conducting an initial assessment which makes or confirms the diagnosis
Developing an individualized treatment plan
Managing referrals to other qualified providers as indicated and
Assisting with navigation of other program requirements
Component one must be provided by a Center-of-Excellence (COE) provider who is a board
certified physician, a psychologist, a board-certified psychiatrist, or a licensed advanced
registered nurse practitioner (ARNP). If you have a primary care provider already you can ask
that they become registered as a Center of Excellence with the Apple Health Program. Component
one services provided should be consistent with World Professional Association for Transgender
Health (WPATH) Standards of Care. You should work with your provider to determine what
mental health, hormonal, and surgical services you will need, and put those into a treatment plan.
Your primary care provider can then refer you to a mental health provider.
Component 2 Mental Health Care & Hormonal Health Care
Includes mental health and medical services directly related to the pathway to
gender reassignment surgery.
Medical treatment may include androgen suppression, puberty suppression, continuous
hormone therapy, and laboratory testing to monitor the safety of hormone therapy.
Mental health treatment, provided to the client, client’s spouse, parent, guardian, child, or
person with whom the client has a child in common, if the treatment is directly related to
the client’s care, is medically necessary, and is in accordance with the provisions of WAC
182-531-1400.
Component 3 Pre-Surgical Requirements
For top surgery: A referral to the surgeon from a Primary Care Provider (PCP) and a
comprehensive evaluation by an agency-approved COE mental health professional.
For bottom surgery: A referral to the surgeon from a PCP, a comprehensive evaluation
by two agency approved COE mental health professionals and a pre-surgical consultation
by an agency-approved COE surgeon.
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Frequently Asked Questions on Apple Health Transgender Health Program 8
Component 4 Surgical Services
Includes surgical interventions and requirements.
Client requirements - The client must:
Be age 18 or older, unless allowed under the Early and Periodic Screening, Diagnosis,
and Treatment (EPSDT) program. People under 18 may apply for an exception to the rule
with their providers for surgical services, however it is unclear what requirements will
change for people under 18.
Be competent to give consent for treatment and undergo a comprehensive psychosocial
evaluation
Have received continuous hormonal therapy as required by the treatment plan to meet
treatment objectives
Have lived in a gender role congruent with the client's gender identity immediately
preceding surgery as required by the treatment plan to meet treatment objectives
Prior authorization is required for Component 4 only.
Providers must fax a completed General Authorization form (HCA 13-835) along with any
additional documentation required below to the agency at 1-866-668-1214:
For top surgery
The agency requires referral letters from each of the following:
A mental health provider, who will addresses all of the following:
Confirm the diagnosis of gender dysphoria using current DSM 5 (Diagnostic and
Statistical Manual of Mental Disorders) criteria
Assure the client is a good candidate
Assure the surgery is the next reasonable step in the care
Assure the client has no coexisting behavioral health conditions (substance abuse
problems, or mental health illnesses), which could hinder participation in treatment for
gender dysphoria
Assure any coexisting behavioral health condition is adequately managed
The provider managing the hormonal therapy:
Outcome of clients current hormonal therapy
The surgeon performing surgery:
Written surgical consultation
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Component 4 Surgical Services (continued)
For bottom surgery
The agency requires referral letters from each of the following:
Two mental health providers, both of whom will address all of the following:
The psychosocial evaluation
Confirm the diagnosis of gender dysphoria using current DSM 5 (Diagnostic and
Statistical Manual of Mental Disorders) criteria
Assure the client is a good candidate
Assure the surgery is the next reasonable step in the care
Assure the client has no coexisting behavioral health conditions (substance abuse
problems, or mental health illnesses), which could hinder participation in gender
dysphoria treatment
Assure any coexisting behavioral health condition is adequately manage
Description of the relationship between the mental health professional and the client
and treatment to date
The surgeon performing surgery:
Written surgical consultation
Clinical justification for surgery
Confirmation that the client is able to comply with the postoperative requirements
Assurance that all surgical criteria has been met or medical necessity is established
Copy of the signed Sterilization Consent form (HCA 13-364) with the clients understanding
of the permanent impact on the reproductive system consistent with the requirements of
WAC 182-531-1550
The surgical plan description with all planned procedures and timeline listed
Surgeons must indicate in Comments field 30 on the agency’s General Authorization form (HCA
13-835) the procedures being requested..
The provider managing the hormonal therapy:
A statement regarding the client’s adherence to the medical and mental treatment plan
Outcome of client’s current hormonal therapy
Assurance that all the members of the treatment team will be available to coordinate or
provide postoperative care as needed
These guidelines are copied directly from the following guidance to providers from HCA:
http://www.hca.wa.gov/medicaid/billing/Documents/guides/physician-related_services_mpg.pdf
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Questions on how to access these benefits
If you already have a primary care provider who takes Apple Health:
Your primary care provider can work with you to develop a treatment plan and prescribe
hormones or hormone blockers but they must first register with Apple Health as a Center of
Excellence. They can email [email protected] to register with the Apple Health
Transgender Health Program.
If you do not have a primary care provider yet:
Please contact your managed care organization or the Washington Apple Health Trans Health
Program to identify a primary care provider who is a designated Center of Excellence their
website is: www.hca.wa.gov/medicaid/transhealth
For mental health care providers:
Contact your Managed Care Organization (the organization on your insurance card) they are
requierd to connect you to a mental health provider. Frequently managed care organizations have
a directory of providers who accept their insurance, you can call providers on this list to find
someone who can help or you can reach out to the Health Care Authority’s trans health program
to help locate a provider as they should have a list of ”Center of Excellence” providers.
Can any therapist diagnose me with gender dysphoria? Does my therapist need a PhD to
diagnose me?
The Washington Health Care Authority only require a letter from licensed qualified mental health
providers to diagnose gender dysphoria. Masters level clinicians (LIASWs, LMFT, etc.) will be
able to write letters diagnosing patients with gender dysphoria for the Washington Apple Health.
However, many Surgeons may have their own requirements and some require a PhD level
providers, make sure to check in with your surgeon about what is acceptable to them as well
for your second letter.
Do I need to get approval to access mental health care?
No, there should be no barriers to accessing mental health care for transgender health services.
Do I need to get approval to access hormone treatments?
No, you will not be require to provide prior approval or letters from a mental health provider for
treatment with puberty blockers, hormones, or anti-androgens. However, you will need a letter
from a therapist diagnosing you with gender dysphoria in order to get most medical providers to
prescribe hormone therapy, puberty suppression, or anti-androgen treatments.
What should be in referral letters for hormone, puberty suppression, or anti-androgen
treatment?
Doctors will likely ask for a letter from your therapist diagnosing you with gender dysphoria in
order to begin hormone treatments. They will also need this in your file to help determine what
transgender health treatments are medically necessary for you, including surgeries at a later date
if you should choose these options. This letter should also include information about your plans
for transition including if you are seeking any proceedures not on the covered list.
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Frequently Asked Questions on Apple Health Transgender Health Program 11
Questions on how to access surgery benefits
How can I get surgery covered?
It is not currently clear what surgical care will be available immediately in Washignton
State or how people will get approved for out of state surgical care.
The Apple Health Trans Health Program must first locate and contract with surgical providers to
offer the covered services. We have provided Apple Health with a comprehensive list of surgeons
around the country in hopes of increasing access to surgical care. Some surgeries may already be
provided by local surgeons such as top surgery or some bottom surgeries (hystorectomy or
orchiectomy for example), however other highly specialized surgeries may be difficult to
obtain immediately.
We would encourage you to navigate through components 1 3 as they apply and then work
directly with the Health Care Authority to identify a surgeon who can meet your needs.
We definitely understand that winning this policy is the first step in an ongoing process for our
community to access care and will be working hard to expand the number of providers in the
Northwest who will take Apple Health.
What transition-related care is specifically excluded or not covered?
The chart on the following pages lists both covered services and non-covered services that are
only allowed on a case-by-case basis through the ”exception to the rule” process. You must work
closely with your mental health provider, physician, and a surgeon to present a strong case
for medical necessity for this care for generally non-covered services. There is an Exception
to the Rule Process in place which is required for services that are listed in the second list this
process requires your provider to make a clear case of the medical need. You can reach out to the
Trans Health Program at Apple Health for more information on how to file an exception to the
rule: [email protected] Gender Justice League can also provide you with information,
referral, and limited assistance.
What is the ”Exception to the Rule” Process for ”non-covered services?
The Health Care Authority has divided surgical care into two categorics ”Covered” services
which are generally available by following the 4 components listed above, and ”Non-Covered”
services, which are not generally covered but may be allowed on a case by case basis. This may be
confusing, but the Health Care Authority can still pay for ”non-covered” services on a case by case
basis. Advocates worked very hard to create as many possibilities for Trans people to receive all
medically necessary care as deteremined by their health care team.
To get access to ”non-covered” services, you must first apply for coverage for that service by
submitting a Pre-Service Authorization for the requested service. You should follow the guideline
in component 4 for submitting information including 2 letters from mental health provides, and
assessment from a surgeon, and a letter from your primary care provider. All providers should
give specific and detailed unformation about why the service you are requesting is medically
necessary, cost effective (i.e. cheaper than ongoing treatment for gender dysphoria / mental
health treatment), and safe/effective. The most helpful component is to make sure to inform your
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doctors as early in your relationship about how yuor Gender Dysphoria is manifesting, and what
services you believe will remedy the distress you feel.
Important notes:
Providers: Medicaid can only reimburse physicians, hospitals, or other established medical
provdiers. This means for services like Laser hair removal or electrolysis Medicaid would only
be able to pay a physicians office for those services. Private practitioners will not be covered
unless they go through the process to become an Apple Health Transgender Health Program
”Center of Excellence”. Many ’non-covered’ services are offered by providers who do not generally
take insurance, and this may present a significant barrier to getting coverage.
Appeals & Decisions: The Medical Director for the Health Care Authority will make the final
determination about if Apple Health will pay for the non-covered service. You will not have the
right to appeal this decision, the decision is final. This is very important to note: you get
’one shot’ at getting a non-covered service.
If you are denied a service we would urge you to contact the CLEAR Hotline for assistance.
What should I include in a referral letter for surgery?
Doctors and therapists should work with patients to obtain prior approval for covered surgeries
from Washington Apple Health . The MCO will require letters from two licensed qualified mental
health providers who have independently assessed the patient. These assessments should
document that the qualifying criteria have been met.
How do I qualify for bottom surgeries?
(Also known as gender reassignment, gender confirmation, sex reassignment surgery, etc.):
How do I find surgeon for trans health services?
Gender Justice League has been told that The Healthcare Authority will be arranging appropriate
coverage for surgeries for transgender patients who meet the above guidelines. Some surgeons in
Washington are performing covered surgeries.. We encourage providers and patients to connect
with the Healthcare Authority and other local surgeons skilled and experienced in providing
transition-related surgeries to see if they will take Apple Health.
Can you recommend doctors who are reliable, safe, and transgender-friendly?
The Washington Healthcare Authority will be creating a list of Center of Excellence (COE)
providers which they intend to make public. Gender Justice League does not maintain a list of
providers. Ingersoll Gender Center does offer a list of providers though not all take Apple Health.
What if I can’t find a surgeon who takes my insurance?
As more insurance plans cover transition-related care, more and more experienced surgeons are
accepting insurance, both public and private. At this point, we are working to identify surgeons in
Washington that take Apple Health and will work to sign them up, and collaborate with Ingersoll
Gender Center to list them on their directory. If you cannot find a qualified surgeon who takes
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Frequently Asked Questions on Apple Health Transgender Health Program 13
your insurance, you may have to wait. We don’t know whether that will take weeks, months, or
years. You may want to think carefully before going to a surgeon who is not yet fully trained and
experienced with providing specific surgeries for transgender people. Additionally, please also
know that you may not be able to choose your surgeon and one may be provided for you. You
should contact the Healthcare Authority directly to get assistance in identifying a surgeon who is
qualified. In the past when Apple Health previously covered transition related care, some patients
were sent out of state for surgery, we are unsure if this practice will continue.
Should I see a doctor who has never performed gender reassignment surgeries before, but
who is now offering them?
We presume that some doctors who have no experience doing gender reassignment surgeries will
look at the news in Washington and start offering these procedures. We urge you to be careful and
find out about their training and experience before having surgery with them. Though a doctor
may regularly perform a procedure on non-transgender patients, there may be aspects of a
surgery that go better if a doctor has experience and training with transgender patients. Please
select your provider carefully!
What about different kinds of surgeries, are some available now?
Until more surgeons begin taking insurance and Apple Health, some surgeries may be easier to get
than others. For example, hysterectomies and orchiectomies should already be easy to get in-
network or through Apple Health without any problems (see the chart below). It may be easier to
find qualified breast/chest surgeons than for bottom surgeries.
What about traveling out of state for surgery?
Gender Justice League has been told that patients will need to work directly with The Healthcare
Authority of Washington to identify appropriate providers for covered services listed that have
been approved. For services that are not offered in Washington, or are not in network for MCO’s
The Healthcare Authority & Apple Health will need to work to identify and contract with a
provider, this may mean coverage might be available out of state. It is unclear how this process
will roll out and it may take some time, advocacy, and hard work to make this happen. Some out
of state surgeons may choose to work with Apple Health though at this time it is unclear.
Can patients choose their own surgeon?
This is currently unclear, patients will have to work directly with their doctor and the Healthcare
Authority to identify an appropriate, approved, and competent surgeon. Your primary care doctor
should contact the Healthcare Authority to identify a surgeon for the medically necessary care you
need. We will work with the Healthcare Authority to identify and publish a list of surgeons willing
to take Apple Health.
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Questions on how Youth can access care
Can youth access care?
Yes, trans youth should have access to all medically necessary care, including mental health care,
puberty suppression, hormones, specialists visits, and primary care visits. We are still exploring
the question of age of consent as detailed below, but with supportive guardians, all care provided
to trans youth should be available. This care is provided through the ”Early and Periodic
Screening Program” which will evaluate on a case by case basis the need for care. Puberty
blockers are a covered service. Some surgeries may be available through the early and periodic
screening, diagnosis, and treatment program (EPSDT).
What is the age of consent in Washington State?
As a general rule for non-emergecy services, 18. However, mental health care is 13 and
reproductive healthcare is 14. Advocates from the Coalition for Inclusive Healthcare have
advocated for no arbitrary age restrictions in this policy for youth who need to access surgical
benefits. We will continue to fight hard to expand surgical coverage for older teens who are in
need of care.
What are the age requirements for surgeries in this policy?
The Health Care Authority has set the age requirements at 18 for surgical access. They have
however indicated that in certain cases, they will approve surgical services for people under 18
years old under the ”exception to the rule” process as outlined above. Advocates strongly disagree
with this arbitrary age limit, especially when it interfers with the best interest of young trans
people. If you are the parent of a young person who is in need of help accessing care, please reach
out to Gender Justice League, Legal Voice, the ACLU of Washington, or Q-Law Legal Clinic.
Can Young People who are wards of the court (foster youth) or amancipated consent to
medical care?
Washington State Law does include a provision for young people who are under 18 to consent to
medical care they are required to meet the ”mature minor doctrine” we believe this is also true
for accessing transition related healthcare. Oregon, our neighboring state has a far lower age of
medical consent; 15 years old. Minors who are able to travel to Oregon may be able to receive
surgical or medical care in Oregon consistent with their state laws. You can read more about these
guidelines here:
https://depts.washington.edu/hcsats/PDF/guidelines/Minors%20Health%20Care%20Rights%20Washington%20State.pdf
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Covered Treatments
(if deemed medically necessary for you)
Please note this list is not exhaustive. The following list is a treatments that may be considered
medically necessary for some people. It also notes the availability of these treatments in
Washington to the best of our knowledge.
Description or example
Is it available in Washington?
Prescription testosterones,
estrogens, progesterone, etc.
Yes. You just need a prescription and to go to a
pharmacy that takes your health insurance. You will also
need to get a diagnosis of gender dysphoria from a
licensed mental health provider and a prescription from
your primary care doctor or a specialist.
Suppressants that act as a
“pause button” on the body’s
release of hormones typically
begins at puberty
Aromatase inhibitors or
gonadotropin-
releasing hormone (GnRH)
analogues used to suppress
hormone release (ex. Anti-
androgen, androgen blocker)
Counseling, psychotherapy,
substance abuse treatment,
family or couples counseling,
and crisis intervention
treatment.
Yes. You just need to find a therapist,
substance abuse treatment center, or crisis intervention
center who takes Apple Health. Contact your Managed
Care Organization for more details
Pap tests, prostate exams,
mammograms, breast exams
Yes. You need to go to a provider who takes Apple
Health. Please know they no longer can deny you care
that does not correspond with your gender marker in your
file.
Blood tests to assess
hormone levels, electrolytes,
cholesterol levels, liver or kidney
function
Yes, as long as your labs are ordered by a doctor who
takes your insurance and sends you to a lab that is
covered by your insurance.
Removal of the uterus,
cervix, fallopian tubes and
ovaries
Many doctors are experienced at these surgeries for non-
transgender people but may not have treated trans
patients. They should be readily available in Washington,
however be careful in selecting your surgeon.
Removal of testicles
Yes, there are providers at University of Washington
Urology Department who have performed these
surgeries. You will want to verify they are taking your
Managed Care Organization.
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Frequently Asked Questions on Apple Health Transgender Health Program 16
Removal of the chest or breast
tissue for transgender men
Chest Reconstruction or top
surgery
Chest surgery is available in Washington State we are
working to identify surgeons who will take Apple Health. It
is important to note that while currently chest surgery for
trans people is labeled under mastectomy, it is a different
procedure than a standard mastectomy received for
breast cancer and should be done by a surgeon that is
familiar with chest reconstruction for trans people.
Adding a saline or silicone filled
medical device to your chest to
reconstruct your chest or
breasts to be larger.
Breast Reconstruction is readily available in Washington
State we are working to identify providers who are
willing to take Apple Health. Several surgical providers
such as the Poly Clinic, Swedish Medical Center, and
University of Washington Medical Center may be good
places to inquire about these services as they generally
take Apple Health. These providers will have to sign up
with Apple Health first as a COE provider.
We believe this means vocal
chord surgery or voice
modification surgery
We are unsure if this service is available in Washington
State please contact Apple Health’s Transgender
Health program for more information.
Removing excess skin or fat
from the abdomen which may
be needed for other surgical
procedures such as bottom
surgery.
Abdominoplasty is readily available in Washington State,
however this procedure is likely only covered when
done in combination with another medical procedure. You
should check with the surgeon you are working with for
bottom surgery to find out more. Some surgeons may
want to do the surgery themselves, and having a
separate surgeon in Washington do this surgery may not
be helpful.
Surgical treatment of the eyelid
This surgical procedure is available in Washington State
and may be medically necessary as a component of
facial feminization surgery. Please consult with your
primary care doctor, mental health team, and a surgeon
to determine medical necessity.
Surgical removal of the vaigna
This procedure is typically done in conjunction with other
bottom surgeries. It may be available in Washington, we
are currently unsure. However, if you plan to have other
bottom surgeries you should consult the bottom surgeon
first before doing this procedure locally.
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Frequently Asked Questions on Apple Health Transgender Health Program 17
Reconstruction and/or
rerouting of the urethra
We aren’t sure when these surgeries will be available in
Washington. Right now we do not know of any local
doctors who provide these and accept insurance.
However, you should contact the Healthcare Authority
covered services should be made available to all patient,
Apple Health can coordinate this care.
Construction or
reconstruction of the penis
The creation of the scrotum;
implantation of testicular
implants/prothesis.
This procedure is not likely available in Washington
State.
Electrolysis done in preperation
for Vaginoplasty.
Most surgeons require patients to undergo genital
electrolysis prior to vaginoplasty. This is considered a
medically necessary service when done in conjunction
with preparation for vaginoplasty it is important to note
that this must be done in a physician’s office to be
covered by Apple Health. This procedure is available in
Washington State.
Construction or
reconstruction of the vagina,
removal of the penis, creation of
the labia, and creation of the
clitoris.
We aren’t sure when these surgeries will be available in
Washington. Right now we do not know of any local
doctors who provide these and accept insurance.
However, you should contact Apple Health who is
working to identify a contract surgeon out of state.
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Frequently Asked Questions on Apple Health Transgender Health Program 18
Non-covered Treatments
(only considered on a case-by-case basis under Exception To The Rule)
Please note this list is not exhaustive. The following list is a treatments that may be considered
medically necessary for some people but only on a case by case basis through the Exception to the
Rule process. Please remember: these are not generally covered and you must first BE DENIED
these services, and then file an appeal including the documentation outlined in Stage 4 justifying
the medical necessity of these procedures. It also notes the availability of these treatments in
Washington to the best of our knowledge.
Description or example
Is it available in Washington?
A surgical procedure to
shorten the length of the
forehead / brow.
Yes
Prosthetic implants to
increase the size/definition
of the calf muscle.
Possibly, we are unsure.
A surgical procedure to place
a prosthetic that increases
the size or prominence of
the cheeks.
Yes.
A surgical procedure to place
a prosthetic that increases
the size or prominence of
the chin or nose.
Yes.
Injections of the face to
increase prominence or
feminize the face.
Yes.
Drugs that are specifically
used for hair growth.
Yes, despite this - we believe that these
medications may be covered under testosterone
suppression/hormone blockade. Check with your
primary care provider.
Removal of body or facial
hair by electrolysis.
Yes, this is widely available in Washington.
Surgical procedures to
feminize the face
Yes, there are several Washington plastic surgeons
who perform surgeries to feminize the face
A surgical procedure to
”rejuvenate” the face or
Yes, this is widely available in Washington.
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Frequently Asked Questions on Apple Health Transgender Health Program 19
reduce the appearance of
age
A reduction of the forehead
to shorten it and bring the
hairline downward.
Yes, we believe this is available in Washington
State.
Transfer of hair follicles from
one part of the scalp to
another part.
Yes, this is widely available.
A procedure to shorten the
length of the jaw.
Yes, there are Maxilliofacial surgeons in
Washington performing this procedure.
A surgical procedure to
reduce the size or
prominence of the lips or
reduce the size the
surrounding skin.
Yes, this procedure is available.
The surgical removal of fat
by a suction assisted device.
This is widely available in Washington
Also called a ”breast lift” this
procedure raises the areola
and breast tissue on the
chest.
Yes, this procedure is widely available in
Washington
A surgical procedure to
tighten the skin of the neck.
Yes, this is available in Washington.
The implantation of devices
intended to increase the
prominence of the pectorals
muscles.
This procedure is available in Washington
Surgical procedures to
reduce the prominence of
the Adams Apple / Trachea
protrusion.
Yes, this procedure is available in Washington
Surgical procedures to
reduce excess skin.
These surgeries may be available in Washington.
A form of Liposuction of the
waste
Yes, this is available in Washington
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Frequently Asked Questions on Apple Health Transgender Health Program 20
Surgical procedures to
change the pitch, tone, or
resonance of the voice.
We are unsure, these surgeries may be available.
Note: Larygoplasty is a covered service we are
currently unclear about this contradiction.
“The agency evaluates a request for any non-covered service listed in (e) of this subsection as an
exception to rule under the provisions of WAC 182-501-0160. The justification included in the surgical
plan for any of the procedures listed in (e) of this subsection may be recognized by the agency as
meeting the documentation requirements of WAC 182-501-0160”
Other Questions
Am I eligible for Apple Health? How do I sign up?
You can check your eligibility for Apple Health by going to www.wahealthplanfinding.org to
screen yourself. The site can also direct you to community partners who can assist you in enrolling
for health insurance.
To qualify for Apple Health, individuals and families must meet income and residency
requirements. Washingtonians may also qualify based on age and disability status.
Adults
Apple Health is available to adults who earn up to 138 percent of the Federal Poverty Level.
For 2015, that’s about $16,100 a year for a single person or $32,900 a year for a family of four.
Children
Apple Health is available to kids and teens (0-18) whose family earns up to 300 percent of the
Federal Poverty Level. For 2015, That’s about $46,600 a year for a family of two or $82,000 a year
for a family of five. The best way to see if you qualify is to submit an application.
Visit wahealthplanfinder.org to apply online for you and your family. You may qualify for
Apple Health, even if you have been denied in the past.
Who do I contact with questions?
In Washington, Apple Health is managed by Managed Care Organizations or MCOs. A large
majority of patients are assigned to a MCO, and very few have what is called fee-for-service.
Questions about specific coverage, referrals to covered surgeons, or for prior approval should be
directed to the Washington Health Care Authority. Their information page on Transgender Health
Policy is here: http://www.hca.wa.gov/medicaid/transhealth/Pages/index.aspx
Where can I find out more information about denials, appeals, and rights of patients under
Apple Health?
There are several organizations in Washington State that can help you if you feel you are being
denied care that you are legally entitled to. Navigating insurance can be frustrating. Gender Justice
League can only provided limited information, referrals, and resources, we do not do direct
representation.
Legal service organizations in Washington
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Frequently Asked Questions on Apple Health Transgender Health Program 21
Free Legal Clinic @ Q-Law http://www.q-law.org/LegalClinic
ACLU of Washington https://aclu-wa.org/
Legal Voice http://www.legalvoice.org/
Northwest Justice Project CLEAR Hotline: Call NJP's CLEAR Hotline at 1-888-201-1014
(M-F 9:15 am to 12:15 pm)