KEY FEATURES OF THE PLAN
PRODUCT SUMMARY
SMS to 97790-30003 1800-103-0003/1800-180-0003
(BSNL/MTNL)
Ask your Bank Branch Staff
Your future is dened by your goals for yourself and your loved ones. You would like to ensure that nothing comes in the way of achieving
these goals - buying the perfect house for your family or enrolling your child in a college abroad. Whatever be your goal, you would not want
to compromise nancially for any of these important milestones in your life. Our Smart Goals Plan with its exible features has been designed
to help you plan your nancial requirements so that you have the means to fund your goals, with no compromises.
UIN:136L031V04
Safeguard Funds
Near Maturity
Tax Benefits**
Purchase of any insurance products by a bank's customer is purely voluntary and is not linked to availment of any other facility from the bank.
The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance
Products completely or partially till the end of the fifth year.
Trade Logo of Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited (Insurer) is used under license with Canara Bank, HSBC Group Management Services Limited
and Oriental Bank of Commerce. The Insurance products are offered and underwritten by Insurer
(IRDAI Regn. No. 136) having its head office at 2nd Floor, Orchid Business Park,
Sector-48, Sohna Road, Gurugram - 122018, Haryana (India). Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited is only the name of the insurance company and
Canara HSBC Oriental Bank of Commerce Life Insurance Smart Goals Plan is only the name of the linked insurance contract and does not in any way indicate the quality of the contract, its
future prospects or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
Linked Insurance products are different from the traditional insurance products and are subject to the risk factors. Past performance of the investment funds do not indicate the future
performance of the same. Investors in the Scheme are not being offered any guaranteed /assured returns. The premium paid in Linked Insurance policies are subject to investment risks
associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for
his/her decisions. The premium shall be adjusted on the due date even if it has been received in advance. The premiums & funds are subject to certain charges related to the fund or to the
premium paid. Please know the associated risks and the applicable charges, from your policy document issued by the insurance company. For more details on risk factors, terms and
conditions, please read the sales brochure carefully before concluding a sale. Corporate Identity No.: U66010DL2007PLC248825. Website: www.canarahsbclife.com.
Call: 1800-103-0003/1800-180-0003 (BSNL/MTNL). Give a missed call to: 0124-6156600. SMS: 9779030003. Email: [email protected]
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that: • IRDAI or its officials do not involve in activities
like sale of any kind of insurance or financial products nor invest premiums. • IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge
a police complaint along with details of phone call, number.
Unit Linked Non-Participating Life Insurance Plan
Flexibility
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In this policy, the investment risk in investment portfolio is borne by the policyholder
Loyalty Additions
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The Sum Assured limits mentioned above are subject to underwriting acceptance as per Board Approved
Underwriting Policy of the Company.
*Please note that it is mandatory to pay rst 3 month’s premium in advance if you have chosen monthly mode of premium payment.
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Annualized premium is the sum of total due premium(s) in a policy year during premium payment term.
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For Option 1, the loyalty addition is made at end of 10th policy year, and for Option 2, it is
made at the end of 10th & 15th policy year provided all due premiums are received till that time.
**
Tax Benets under the plan will be as per the prevailing Income Tax laws and are subject to
amendments from time to time. For tax related queries, contact your independent tax advisor.
Auto Funds
Rebalancing
