COVERAGE CHOICE FOR YOUR VEHICLES
The road you travel—and your insurance needs—are unique
From sports cars to sedans to SUV’s, owning a car is all about personal preference and choice. AIG
Private Client Group, a division of the member companies of American International Group, Inc.
(AIG), allows you to be selective about your insurance protection as well.
Introducing our Core Auto coverage option
1
AIG Private Client Group’s automobile policy offers expansive protection designed for the
lifestyles and needs of successful individuals. However, you may prefer more flexibility in
determining the level of coverage that best matches your risk tolerance and desire for a lower
price.
Our Core Auto coverage is an alternative coverage feature that reduces or eliminates some
of the coverages included in the AIG Private Client Group automobile policy in exchange for
a reduced premium.
Key coverage details
Here are the features of Core Auto coverage:
• In the event of a total loss, we will pay out the amount the vehicle is worth, or the market
value, at the time of loss.
• Transportation expenses are $40 per day up to $1,200 total. You can opt to increase
this limit to $75/$2,250 or $100/$3,000.
• Trip interruption coverage is $500 and personal property coverage is $500.
• An injured pet is covered up to $500.
• Towing coverage is included for up to 25 miles. If you choose to increase coverage up
to 100 miles, roadside assistance and autolock coverage also are included.
• New vehicle replacement, loan/lease gap, total loss deductible waiver and original
equipment manufacturers’ (OEM) parts coverage are optional.
While coverage is streamlined, all claims will be handled with the utmost care by our
exceptional team of AIG Private Client Group claims specialists.
1 Currently available in Arizona, Florida, Illinois, New Jersey and New York.
AIG is the marketing name for the worldwide property-casualty, life and retirement, and general insurance operations of American International Group, Inc. For additional information, please visit our website at
www.aig.com. Products and services are written or provided by subsidiaries or affiliates of American International Group, Inc. Not all products and services are available in every jurisdiction, and insurance coverage
is governed by actual policy language. Certain products and services may be provided by independent third parties. Insurance products may be distributed through affiliated or unaffiliated entities. Certain property-
casualty coverages may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.
PCG_922 REV062618
COVERAGE CHOICE FOR YOUR VEHICLES
Coverage comparison
Here’s how the Core Auto coverage option changes some of the coverages automatically included in our automobile policy:
Coverage Feature
AIG Private Client Group
Automobile Policy
Core Auto Coverage Option
Agreed value
Included Excluded; actual cost value
Transportation expenses
$12,500, no per-day limit
$40 per day/$1200 total; option to
increase limits up to $100/$3,000
Trip interruption/emergency expense
Up to $2,500 Up to $500
Rental car coverage
Included Included
Coverage for OEM parts
Included
Optional for vehicles within latest three
model years
Full-glass coverage
Included in most states
Included in most states
Auto loan/lease gap
Included Optional
Towing - covered loss
100 miles 25 miles, option to buy up 100 miles
Roadside response
Included
Included with towing option of 100
miles
Autolock coverage
Included
Included with towing option of 100
miles
Coverage for personal property
$2,500 $500
Vehicle ID theft/fraudulent title
Included Excluded
Pet coverage
$1,000 $500
New vehicle replacement
Included for vehicles within first
three years
Optional for vehicles within first two
years
Vehicle and home alteration coverage
Included
Excluded
Deductible waiver for total loss
Included Optional
To learn more or for assistance with choosing the best-fitting coverage option for your household,
please contact your independent insurance advisor. Learn more about AIG Private Client Group at
www.aig.com/pcg
.
